Whether we are financially safe or not is defined by whether we follow the Law of Money! Apparently, there are only four simple laws that rule over all wealth and are strictly followed by financially successful people, stock exchange companies and financial institutions.

Read More »

Credit cards are inherently evil. Those who gives advises on personal budgeting and financing believe so. There are certainly a lot of convincing arguments against credit cards. Monthly interest rates on credits are just to name a few. If you buy items using your credit card you will eventually pay more than this item costs. Another issue is careless spending. Credit cards give a real sense of buying power to card holders who hastily believe that they may afford themselves a lot. As a result they buy many things that could be dispensed with and shall be eventually repaid. After all, they are dragged into debt for a long time. Self-delusion and permissiveness deaden the feelings of reality. Disillusion comes when you receive the bill for paying off the balance on your credit card. And there is no way back.

Read More »

During tough times such as crisis, job loss and salary reduction, the money economy is a prime and most important issue to be considered. Nevertheless, being too thrifty is not an easy thing but not a wise one either. Strict limitations may cause a severe stress condition which may bring on a nervous and financial break down. Financial breakdown implies scattershot spending and purchasing everything you were lacking before.

Read More »

Debts is very unpleasant and even frightful thing. It does not matter who you are in debts to, either to your friend, neighbor or a bank. The most important thing for you is to escape form debts. Sometimes the amount of debts is rising but to is not easy to start paying them off due to various reasons. But it is necessary to start settling them since you must live normal life without being afraid of the time when a legal executor appears to take away your honestly earned but secured asset.

Read More »